• Do you have a valid Will?

  • Do you know where your original Will is located?  Are there any codicils to the Will?

  • Do you know what assets are controlled by your Will?

  • Do you know who is named in your Will?

    • Guardian for your children?

    • Executor of your Will?

    • Trustee of any Trusts created in your Will?

  • Have you discussed your intent with the Executor?


Power of Attorney (“POA”)

  • Do you have a current POA?

  • Does the person named (“agent”) know they are named?

  • Is the POA immediate or does it come into effect at a later point – when you are incapacitated, for example.

  • Will your bank or investment custodian accept the POA if it needs to be used?

  • Who is the back-up agent in event that the person named cannot serve?


Health Care Power of Attorney (“HCPOA”)

  • Do you have you have a current HCPOA?

  • Does the person named (“agent”) know they are named?

  • Does the agent have the original, or at least have access to it when needed?

  • Who is the back-up agent in event that the person named cannot serve?


Living Will

  • Do you have a living will?


Beneficiary Designations

  • Have you named a beneficiary of your retirement accounts, pensions, life insurance policies, annuities, etc.?

  • Is there a contingent beneficiary named?



  • Is the Trust revocable or irrevocable?

  • What assets are owned by the Trust?

  • Who are the income beneficiaries?

  • Who are the principal beneficiaries?

  • When does the trust terminate?

  • Who is the Trustee and who is the successor Trustee?

© 2019 by Avera Wealth Advisors, LLC

Avera Wealth Advisors, LLC (“AWA”) is a registered investment advisor offering advisory services in the State(s) of GA, TN, LA and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by AWA in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of AWA, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

  • Black Facebook Icon
  • Black LinkedIn Icon