CASH FLOW PLANNING QUESTIONS
General Questions
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Have you determined when you want to retire and what level of income you want in retirement?
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Have you determined how much in assets you need to be able to retire comfortably?
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Have you determined what assets will help fund your retirement?
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Assets definitely available?
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Assets that may be available?
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Assets not available?
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Do you have a list of your sources of income? Current and future?
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Do you have an estimate of your current living expenses?
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Recurring versus one-time expenses?
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Fixed versus discretionary expenses?
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Are you contributing to retirement accounts (i.e., 401k, 403b, IRA, Roth IRA, SEP-IRA, deferred compensation, etc.)?
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Are there any major potential expenses in the future (i.e., healthcare for a family member, purchase of a retirement home, etc.)?
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Do you anticipate any meaningful inheritances from family members?