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Avera Wealth Advisors, LLC (“AWA”) is a registered investment advisor offering advisory services in the State(s) of GA, TN, LA and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by AWA in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.

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CASH FLOW PLANNING QUESTIONS

General Questions

  • Have you determined when you want to retire and what level of income you want in retirement?

  • Have you determined how much in assets you need to be able to retire comfortably?

  • Have you determined what assets will help fund your retirement?

    • Assets definitely available?

    • Assets that may be available?

    • Assets not available?

  • Do you have a list of your sources of income?  Current and future?

  • Do you have an estimate of your current living expenses?

    • Recurring versus one-time expenses?

    • Fixed versus discretionary expenses?

  • Are you contributing to retirement accounts (i.e., 401k, 403b, IRA, Roth IRA, SEP-IRA, deferred compensation, etc.)?

  • Are there any major potential expenses in the future (i.e., healthcare for a family member, purchase of a retirement home, etc.)?

  • Do you anticipate any meaningful inheritances from family members?